Banks across several Indian states observe holiday today due to Chhath Puja celebrations. This article provides a state-wise list of bank holidays and outlines the impact on banking operations.
Check the state-wise list of bank holidays on Chhath Puja 2025 and know which banks will remain closed today across India.
As the festival of Chhath Puja is observed on October 27, 2025, banks in various Indian states will remain closed in observance of the holiday. Chhath Puja, a significant Hindu festival dedicated to the Sun God, is celebrated with great fervor in states such as Bihar, Jharkhand, Uttar Pradesh, and some parts of Madhya Pradesh and West Bengal. Given the cultural importance of this festival, the Reserve Bank of India (RBI) has declared a bank holiday in these regions, affecting banking operations nationwide on this day.
Chhath Puja marks an occasion when devotees offer prayers to the setting and rising sun, seeking blessings for prosperity, health, and well-being. The festival spans four days, culminating in ritualistic fasting, holy bathing, and offerings to the Sun God. Due to the extensive participation of the populace in these religious ceremonies, banking and other government operations are suspended to accommodate the public holiday.
Bank Holiday Declaration and States Affected
According to the official RBI holiday calendar for 2025, banks will remain closed in the following states on October 27, 2025, in observance of Chhath Puja:
– Bihar
– Jharkhand
– Uttar Pradesh
– Madhya Pradesh (in select districts)
– West Bengal (in select districts)
Other states without significant Chhath Puja celebrations will continue regular banking operations. Customers in affected states are advised to plan their banking needs accordingly as all scheduled transactions requiring bank assistance will be delayed by one day.
Impact on Banking Services
With banks closed due to the holiday, financial transactions such as cheque clearing, demand drafts, and other in-branch services will not be available. However, digital banking platforms including mobile wallets, net banking, and ATMs will continue to function, ensuring customers can access essential financial services.
The RBI has emphasized that electronic funds transfer systems like NEFT and RTGS will not operate during the bank holiday. Consequently, transactions initiated after the cutoff time on October 26 will be processed only on the next working day.
Advice for Customers
Bank customers in the affected states are encouraged to complete urgent banking transactions in advance of the holiday. Corporates and businesses should make adjustments to their payment schedules to mitigate disruption.
Financial experts recommend leveraging online banking tools during the holiday to maintain financial management without interruption. Additionally, customers should be aware of the potential delays in cheque clearances and plan their cash flow accordingly.
Conclusion
In summary, banks will remain closed on October 27, 2025, in several Indian states observing Chhath Puja, affecting in-person banking services. Customers should take note of this holiday to manage their transactions effectively. While physical branches will be shut, digital services remain operational, providing continuity in banking functions during the festival period.
